Technology Platform & Architecture
Member & Provider Portal
- View family members associated with the account; View account status and account history
- Search of participating healthcare providers, clinic profile view and directions to find them
- Manage access of linked healthcare providers to the personal Account
View medical history
Download Our Mobile Apps | e-MAS Sihatku
- Registration for participation in the scheme
- Comprehensive search on member details and medical history
- Request authorization from patient to access medical data
- Document the patient treatment (Diagnosis, Procedures, Medication)
- Create and submit the patient bill to the TPA.
- View the payment status of generated bills
How Does it Work?
Complete enrolment and issue approval notification
Members’ medical cards printed and distributed accordingly
Use MyKad, register & obtain treatment
Sign-off clinic bill & obtain medication
Confirm the patient visit
Treat the patient and issue medication
Issue and obtain bill sign off after treatment
Clinic submits bills and treatment details for payment
Clinic receive payments from e-MAS via bank accounts
Clinic submits bill with treatment details
e-MAS validates details and claim amounts
Auto or manual claim Approval
Submit batch invoicing for payment
Issue Payment to e-MAS
e-MAS to remit payments to respective medical providers
Limit Daily Visits
Max Limit Per Visit
Dispense Medications In-House / Via Pharmacy
Cost containment is our forte but without reducing employee’s eligibility & benefits. As the current fee payment is by “fee for service” there is a tendency to perform more procedures and surgical operations. We encourage conservative treatment as often patient would recover after appropriate physiotherapy or other treatment.
Chronic metabolic disease can be monitored to reduce complications and better cure can be achieved and this will also reduce much expenses. These complications cause the patient high morbidity and mortality as well whilst treatment of these complications are also extremely expensive.
There is a high incidence of billing errors and these are reduced efficiently by our claims team and the accompanying doctors. The inflation rate in healthcare for Malaysia is about 13% - 15% making it the second highest in the Asia Pacific region. Therefore, billing audit needs more attention.
Many cases can be treated as Out-patient or Daycare but are admitted and this is very expensive driving the costs of healthcare and it’s inflation higher. Some patients are admitted because they do not have out-patient benefitted so they choose to be admitted for treatment to pass on the bills to the insurer not realising the expenses are much higher.
Who’s To Blame For Our Expensive Health Care?
- We hear the consumer complaints repeatedly: “Why are my medical bills so high?”
- It’s a complicated issue not understood by many people.
- They blame: The Hospital - The Doctor
- The Insurance Company or the Government
- anybody else who comes to mind
- because when the bill arrives, it's always painful.
This aspect of patient treatment is absolutely important. Many times we have been accused of trying to save costs for the payer when in actual fact we are trying to reduce unwarranted investigations and procedures including surgeries.
Patient had Three Sittings of Coronary Angiography, Angioplasty & Stent Insertion
In one instance a patient was asked to get a coronary angiogram done and was sent home soon after. Then, a week later patient was advised to choose between CABG – coronary artery bypass grafting and angioplasty and stenting. Eventually patient was admitted and one of the blocked arteries was inserted with a stent after angiography and angioplasty. One week later a third angiography, angioplasty and stenting was done for the other 2 arteries. We were unable to get a reason for these staggered procedures as the patient submitted without allowing us to inquire.
Radio Frequency Ablations & intr spinal Injection at a few levels
Similarly, we have some surgeons who do all kinds of radio frequency ablations and other injections into the spine, sometimes up 18 to 20 injections at a sitting. Whilst some are cooperative and provide appropriate treatment some also perform questionable procedures. The patient is then convinced on the need for these procedures. These are some of the dangers we are concerned about.
Was Gall stone treated as Coronary Artery Disease
One patient had chest and epigastric pain. He was advised angiography and found to have 3 blocks in the coronary vessels. Two of the arteries had angioplasty and stent insertion done citing the other to be a minor block. The next day patient had similar chest & epigastric pain and another angiography was done and stent inserted into the so-called minor block. Patient was discharged. After 2 weeks patient had exactly the same chest and epigastric discomfort and mil pain. When the called, they were advised to have an ultrasound of the Gall bladder. There were gall stones and it was diagnosed as gall stones colic. The doctor explained to the patient that gall stone colic will not mimic chest pain of coronary artery disease. Should gall stone colic be ruled out in such patients?
Could this Below Knee Amputation Have Been delayed?
This middle-aged lady had a diabetic foot with non-healing ulcer and was advised below knee amputation. Another doctor had recommended the patient be treated with hyperbaric oxygen therapy. We sought the opinion of the employer who was willing to pay for the special treatment. Upon informing the patient and the treating doctor, the patient said 1 KM away was far for the hyperbaric chamber treatment while the doctor informed not to interfere in the treatment and the leg was amputated.